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 Getting a cash-back credit card always sounds like a good idea. What could be better than getting cash back on all of your credit card purchases? Doesn't it sound too good to be true?

There are cards that offer free cash, but it is usually only 1% cash back. But, after all, free money is free money, right? Well, occasionally.

If you like to buy a lot of things in a month, this type of credit card is probably ideal for you. You should keep in mind, however, that they will not give you cash back on every purchase you make. Even if they say they'll give you cash back on every purchase, they'll only give you a certain amount per transaction. The company also has a strict limit on how much it will give back to its customers. If you read the fine print on the form you signed, you will find a paragraph outlining their limitations in the terms and agreements.

This is yet another attempt to attract new customers for these businesses. It's a good credit card to have, and it sounds great in theory, but they'll need to check your credit before giving you their card.

Investigate various credit card companies to see what they have to offer. You might be surprised to find a cash back credit card that provides exactly what you need and want, such as a high cash back percentage, few limits on the amount they will give you back, and instant cash deposits when you use their card to make each purchase.

Although these credit cards appear to be a good idea, some companies will require a good credit rating as well. However, some credit card companies provide these cards to people with bad credit in order to help them rebuild their credit. Investigate all of your options.

What should your choice be? If you have good credit, this card is an excellent choice for you. Look into different credit card companies; there are some that offer up to 3% cash back and have few restrictions. If you have poor credit, you should look for a credit card that will help you rebuild your credit.